Privacy Policy
Last updated: February 2026
At TENCOINX, we take your privacy seriously. This policy explains how we collect, use, store, and protect your personal information across all African countries where we operate.
1. Information We Collect
We collect the following information: • Personal Information: Full name, email address, phone number, date of birth, and residential address. • Identity Documents: Government-issued ID, selfie photos for KYC verification (processed by Dojah API). • Financial Information: Transaction history, wallet addresses, bank account details, mobile money numbers. • Device Information: Device type, operating system, IP address, and login location. • Usage Data: App interactions, feature usage, and preferences.
2. How We Use Your Information
• Account creation and management • Identity verification and KYC compliance • Processing transactions (buy, sell, send, receive, convert) • Fraud prevention and security monitoring • Customer support and communication • Improving our services and user experience • Regulatory compliance and reporting • Sending transaction confirmations and alerts
3. Data Sharing
We share your data only with: • Termii API: For SMS and OTP verification • Dojah API: For identity verification and KYC compliance • Banking Partners: For fiat deposits and withdrawals • Regulatory Authorities: When required by law We never sell your personal data to third parties for marketing purposes.
4. Data Security
We implement industry-standard security measures: • End-to-end encryption for all data transmission • AES-256 encryption for stored data • Biometric authentication (Face ID/Touch ID) • Two-factor authentication via SMS • Regular security audits and penetration testing • Secure server infrastructure with redundancy • Transaction PIN protection for all financial operations
5. Data Retention
We retain your personal data for as long as your account is active. After account deletion: • Personal data: Deleted within 30 days • Transaction records: Retained for 5 years (regulatory requirement) • KYC documents: Retained for 5 years (regulatory requirement) • Server logs: Retained for 12 months You can request data deletion through Settings > Danger Zone > Delete Account.
6. Your Rights
You have the right to: • Access your personal data • Correct inaccurate information • Request deletion of your account and data • Export your transaction history • Opt out of marketing communications • Withdraw consent for data processing • Lodge complaints with regulatory authorities Exercise these rights through Settings or by contacting support@tencoinx.com.
7. Cookies and Tracking
Our mobile application uses minimal tracking: • Session tokens for authentication • Device tokens for push notifications • Analytics for app performance monitoring We do not use third-party advertising trackers or sell browsing data.
8. Children's Privacy
TENCOINX services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we discover that a minor has created an account, we will immediately suspend the account and delete associated data.
9. International Data Transfers
Your data may be processed in different jurisdictions as required by our service partners. We ensure all data transfers comply with applicable data protection regulations and that our partners maintain adequate security standards.
10. Changes to This Policy
We may update this Privacy Policy periodically. Significant changes will be communicated via email and in-app notification at least 14 days before taking effect. Continued use after changes constitutes acceptance.
For privacy-related questions, contact our Data Protection Officer at privacy@tencoinx.com
